Get your pension guidance

Use this service to learn about your options for taking money from your defined contribution pensions – including workplace and personal pensions.

How it works

• Answer simple questions about your retirement planning.
• Read your options for taking your pension(s) and decide if they’re right for you.
• Get a personalised to-do list of your next steps based on your answers.
• View or download a summary of your appointment, with extra information on taxes, retirement planning, and more.
• If you want support, speak to a pension specialist using the webchat, Monday to Friday, 9am to 5pm.
• Save your progress and return to the service any time.

How to prepare



It can be helpful to know:

• What type(s) of pension do you have? If you don’t know, find out your pension type (opens in a new window)
• The value of your pension pot(s) – check your pension paperwork or ask your provider.
• If your pension pot contains any special features, like a guaranteed annuity rate or a guaranteed pot value – ask your provider if you’re unsure.